Terms & Conditions

Last updated: June 24, 2016

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the www.manageyourfinanciallife.com website (the “Service”) or www.nancydoyle.com, both websites operated by The Doyle Group, LLC (“us”, “we”, or “our”). Your use of the Service is subject to these Terms. “Service” means all web sites and web pages within www.manageyourfinanciallife.com as well as any equivalent, mirror, replacement substitute or backup web sites and web pages thereto and thereof. Please also review the terms of our Privacy Policy.

By accessing the Service, you accept and agree to comply with these Terms. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the Terms do not use the Service.

Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by us (the “Third Party Sites.”). The Service has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Service shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read these Terms and the Privacy Policy and the privacy policies of the Third Party Sites that you visit.

Accuracy of Information
The Service and the information contained in reference herein are for informational and entertainment purposes only. Despite our efforts to provide useful and accurate information, errors may appear from time to time. Before you act on information you’ve found on the Service, you should confirm any facts that are important to your decision. This Service and its information providers make no warranty as to the reliability, accuracy, timeliness, usefulness or completeness of the information on the Web Site. We are not responsible for, and cannot guarantee the performance of, goods and services provided by our advertisers or others to whose web sites we link.

Ownership of Intellectual Property
All Service software, design, text, images, photographs, illustrations, audio and video material, artwork, graphic material, database, proprietary information and all copyrightable or otherwise legally protectable elements of the Service including, without limitation, the selection, sequence and “look and fee” and arrangement of items, (individually and/or collectively “Material”), are our property and/or our subsidiaries, affiliates, licensors or suppliers and are legally protected, without limitation, under the U.S. federal and state, as well as applicable foreign, laws, regulations and treaties. Any reproduction, copying or redistribution for commercial purposes of the Materials or design elements of the Service is strictly prohibited without our express written consent or its owner if we are not the owner. All rights in our product names, company names, trade names, logos, product packaging and designs whether or not appearing in large print or with the trademark symbol, belong exclusively to us and are protected from reproduction, imitation, dilution or confusing or misleading uses under national and international trademark and copyright laws, as applicable. The use or misuse of these trademarks or any materials, except as permitted herein, is expressly prohibited and nothing stated or implied on this Service or in these Terms confers on you any license or right under any patent, copyright or trademark owned by us.

Disclaimer and Release of Liability
YOU AGREE THAT USE OF THIS SERVICE IS AT YOUR SOLE RISK. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO WE MAKE ANY WARRANT AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICE OR AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE OR MERCHANDISE PROVIDED THROUGH THE SERVICE. WE DO NOT REPRESENT AND WARRANT THAT THE SERVICE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ARE SOLELY RESONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY MATERIAL AND/OR DATA DOWNLOADED FROM OR OTHERWISE PROVIDED THORUGH THIS SERVICE.

We DISCLAIM ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTAIBLITY OR FITNESS FOR A PARTCIUILAR PURPOSE FOR ANY INFORMATION, PRODUCT OR SERVICE OFFERED ON THIS SERVICE.

WE ARE NOT LIABILE FOR ANY INJURY ARISING OUT OF THE USE OF THE SERVICE INCLUDING, WITHOUT LIMITATION, LIABILITY FOR CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT OR SIMILAR DAMAGES EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. WE ARE NOT LIABILE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU. YOU AGREE THAT OUR LIABILITY ARISING OUT OF ANY KIND OF LEGAL CLAIM IN ANY WAY CONNECTED TO THIS SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US FOR THE USE OF THE WEB SITE.

Termination
We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law/Severability
This Service originates from and is maintained in the United States of America. These Terms shall be governed by and construed in accordance with the laws of Illinois without regard to its conflict of law provisions. You consent to the exclusive jurisdiction of the state and federal courts located in Illinois in all disputes arising out of or relating to these Terms or use of this Service. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service. The paragraph headings utilized herein are for convenience only and they shall not affect the construction or interpretation of any provision contained herein.

Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide notice prior to any new terms taking effect. What constitutes a material revision will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please stop using the Service.

Contact Us
If you have any questions about these Terms, please contact us at info@mangageyourfinanciallife.com or info@nancydoyle.com.

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