Analyze Finances

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Nancy Doyle was featured in Household Budget: On the Same Page Aligning Needs, Wants & Wishes by Debbie Carlson. Families can prioritize their spending by working together. Taking a close look at non-essential expenses helps family members identify changes they can make to achieve their collective goals. The same is true for philanthropy. By working together, families can focus on the causes that are most meaningful to them and align with family values. TD Ameritrade Ticker Tape

Advice for Those Just Starting Out – Guest Appearance on Wintrust Business Lunch

Nancy Doyle was a guest on Wintrust Business Lunch. The majority of college graduates leave school with student debt burdens. Moreover, rents in major metropolitan areas are high. Despite these headwinds, people can find a way to save by analyzing their spending. For those just starting out, time is on your side. Save and invest early and consistently to take advantage of the magic of compounding. Listen in beginning at 19:35. See link below: WGN Wintrust Business Lunch

Strategies to Dig Out of Debt

Want to dig out of debt, but not sure of where to start?  In this post, I’ll fill you in on everything you need to know to create your own strategy to dig out of debt, effectively. First the good news: The unemployment rate is near an 18-year low. Housing values nationwide continue to climb as does the stock market. Now for the bad news: According to the Federal Reserve, total household debt has risen for the 15th straight quarter. This may appear counterintuitive. If the economy, housing values, and stock market are strong, why do consumer debt levels continue to rise? I think there are two reasons. First, upbeat consumer confidence often leads to higher spending and a greater comfort level with taking on debt. Second, as we all make more purchases online and through mobile applications, it is harder to track overall spending. If not monitored closely, spending…

Nancy Doyle’s guest column in the Daily Herald Business Ledger

Those just starting out in the work force face substantial headwinds—student debt burdens and sky-high rents.  Despite these challenges, saving and managing debt prudently are essential. Discipline is key to establishing sound financial practices, especially when you are young. Doyle, Nancy: “Finding a Way to Save While Costs Go Up” Daily Herald Business Ledger See link below: Daily Herald Business Ledger

Manage Your Financial Life: Just Starting Out Featured on Working Woman Report

Working Woman Report, workingwomanreport.com, featured a summary of my new book Manage Your Financial Life: Just Starting Out. “Financial author Nancy Doyle has a new, easy to digest book about MONEY! Manage Your Financial Life: Just Starting Out is for those who are new to managing their money. She educates her readers and lays out a solid action plan for those faced with first-time financial realities.” Working Woman Report

Rent or Buy? How to Decide

Congratulations to the Class of 2018! As many college graduates prepare to enter the workforce, they often face high—and in some cases sky-high—housing costs. The decision to rent or buy is a question many of you may be asking right now. What’s happening in housing The demand for rental properties has risen, and it is reflected in escalating rents. This is especially true in major markets such as New York, San Francisco, Los Angeles and Chicago. Across the U.S., rents are rising faster than the rate of inflation. As of April 2018 The CPI (all items) rose 2.5% over the prior 12-month period. The CPI (all items) less food and energy rose 2.1% over the prior 12-month period. The CPI Shelter Index rose 3.4% over the prior 12-month period. Who is (and isn’t) buying real estate Not surprisingly, the rate of homeownership in major metropolitan areas has declined from 2005 to…

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