Just Starting Out

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During your early years in the workforce, you will encounter many milestones—first couple of jobs, first couple of homes, grad school, getting engaged, buying a home, starting a family—so being organized and knowledgeable about your finances is essential.  Explore the blog articles below for helpful advice during this stage of life.

Manage Your Financial Life: Just Starting Out Featured on Working Woman Report

Working Woman Report, workingwomanreport.com, featured a summary of my new book Manage Your Financial Life: Just Starting Out. “Financial author Nancy Doyle has a new, easy to digest book about MONEY! Manage Your Financial Life: Just Starting Out is for those who are new to managing their money. She educates her readers and lays out a solid action plan for those faced with first-time financial realities.” Working Woman Report

Rent or Buy? How to Decide

Congratulations to the Class of 2018! As many college graduates prepare to enter the workforce, they often face high—and in some cases sky-high—housing costs. The decision to rent or buy is a question many of you may be asking right now. What’s happening in housing The demand for rental properties has risen, and it is reflected in escalating rents. This is especially true in major markets such as New York, San Francisco, Los Angeles and Chicago. Across the U.S., rents are rising faster than the rate of inflation. As of April 2018 The CPI (all items) rose 2.5% over the prior 12-month period. The CPI (all items) less food and energy rose 2.1% over the prior 12-month period. The CPI Shelter Index rose 3.4% over the prior 12-month period. Who is (and isn’t) buying real estate Not surprisingly, the rate of homeownership in major metropolitan areas has declined from 2005 to…

Fianancial Advice: Things Women Over 40 Should Know About Money

Karen Doyle quoted me in an article she published on www.gobankingrates.com, on Money Facts women over 40 should know. Educating yourself about finance and investing is important for all of us, especially for women. During our lifetime, most of us go through transitions with a financial impact – marriage, homeownership, parenthood, starting a business, divorce, widowhood. In her piece, “40 Things Women Over 40 Need to Know About Money”, Karen Doyle shares financial advice for women in middle life and beyond. The 40 points raised – mine and those of other financial experts – address many essential topics all women should consider as they plan for their future. Check out the full article below.

WGN Radio Wintrust Business Lunch – How millennials can save a million dollars for retirement

On August 1st, Nancy Doyle was a guest on WGN Radio Wintrust Business Lunch. The topic was how millennials can save a million dollars. It is important to start early and be consistent. Save and invest every year. You also must be disciplined. Once you invest that money, you cannot touch it. Last, use reasonable assumptions for annual investment returns, or what you expect to earn on your money every year. Note – the segment begins at 23:45. WGN Radio Wintrust Business Lunch

Millennials, Rethink Your Approach To Retirement Planning

US News recently quoted me in a post that helps Millennials rethink their approach to retirement planning. For Millennial’s, retirement can seem a long way off. It is never too early to start planning. The idea of saving $1 million for retirement can seem like a lofty goal, but it is attainable if you are disciplined. It is also important to use realistic assumptions for returns and keep fees low. See full post below.

Financial Advice For Women In Various Stages of Life

It was an honor to be part of the Evanston Literary Festival. I discussed managing your finances through life transitions. I was the first of three female authors featured that day as part of Piven Theatre’s Women’s Voices Project, a year-long initiative in tandem with Piven’s 45th anniversary. They noted that the financial advice found in my book as a “comprehensive resource invaluable–and you find yourself coming back to it again and again.”  Read the full review below. Nancy Doyle: Manage Your Financial Life Is it time to take control of your financial life? Nancy Doyle offers an objective and straightforward perspective based on a wealth of professional and personal experience. In Manage Your Financial Life: A Thoughtful, Organized Approach for Women, she shares a practical and easy-to-understand system for getting organized, analyzing your financial profile, educating yourself about investing, and putting your money to work. Whether you’re going through a transition–parenthood, home…

Financial Tip: Prioritize Building an Emergency Fund

I was recently quoted in a blog published by US News on the importance of establishing an Emergency Fund. Investing your money starts with establishing your savings goals. Revisiting your savings goals is a great resolution for 2017. Prioritize your savings goals based on the different time horizons — near-term, long-term, and intermediate-term.  Establishing an emergency fund should be a top near-term goal.

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