Whether appearing in your mailbox or your browser, financial information inundates us daily, adding to the papers and information (virtual or real) you already have. Some of it is important; some of it is not. Not only should you strive to reduce the amount of paper and computer files that you retain, but you need a system for organizing everything that you decide to keep.
Not only are we inundated with information, our lives require more passwords than ever. Time to confess: I have far too many passwords (financial accounts, online shopping, subscriptions, kids’ schools, activities . . . the list goes on). I have wasted a lot of time trying to find or remember them all, and I worry about online security. Your passwords need to be secure, whether you write them on a piece of paper (keep the list hidden far from your computer) or you use a password management service.
I started using a password management service, which makes my life much easier. With a password management service, you store your passwords securely online. You need to remember only one master password. Once you have entered your various passwords into the service’s website, you use the master password rather than entering your log-in and password for each website you visit. The password management services will alert you if your various passwords are weak and should be revised.
